Residents of Delaware Are Missing Out on Millions in "Lost" Cash

But "lost" money isn't the only way to pad your wallet this year. Delaware has significantly expanded its Senior School Property Tax Credit for 2026, doubling the potential savings for eligible homeowners.

Here is your guide to finding the money that belongs to you in the First State.

1. The "Money Match" Program

Delaware is one of the few states that proactively tries to return your money. The state utilizes a system called "Money Match."

Here is how it works: The state cross-references its unclaimed property database with your most recent Delaware state income tax filing. If they find a match and can verify your current address, they will automatically mail you a check.

However, "Money Match" doesn't catch everything—especially older claims or accounts with slightly different name spellings. You still need to manually search the database to ensure you aren't leaving larger amounts on the table.

[Image placeholder: Delaware Office of Unclaimed Property search page]

How to Check:

• Go to the Official Site: Visit the Delaware Unclaimed Property website at unclaimedproperty.delaware.gov.
• Search Your Name: Enter your last name (and first name for better results).
• Claim It: If you find your name, follow the prompts to file a claim. It is free and can often be done entirely online.

2. The Doubled Senior School Property Tax Credit

If you are a homeowner over age 65, this is the most critical update for your finances in 2026.

In previous years, the maximum credit you could receive against your school property taxes was $500. That cap has been raised to $1,000 for tax years beginning on or after January 1, 2026. This credit reduces your tax bill directly—it is real money back in your pocket.

Who is eligible?

• Homeowners age 65 or older.
• You must be a resident of Delaware for at least 10 consecutive years (if you moved to the state after Jan 1, 2018).
• The property must be your primary residence.

The Deadline: You must file your application with your county by April 30 to qualify for the upcoming tax year.

3. The Clean Vehicle Rebate (Up to $2,500)

While many states have ended their EV incentives, Delaware’s program is still active and generous. If you are in the market for a new car, the Delaware Clean Vehicle Rebate Program offers cash rebates for buying or leasing eligible vehicles.

• Battery Electric Vehicles (New): Up to $2,500 rebate.
• Plug-in Hybrid Vehicles: Up to $1,000 rebate.
• Used Electric Vehicles: You can even get a rebate on used vehicles if they meet the criteria.

This is a rebate check sent directly to you, separate from any federal tax credits you might claim.

4. Heating & Cooling Assistance (LIHEAP)

Delaware's Energy Assistance Program (DEAP) is not just for heating; it also offers "Summer Cooling Assistance" for electricity bills during hot months.

Currently, the winter heating program offers grants up to $1,000 depending on your income and fuel type.

• Income Limit: Eligibility is generally based on 200% of the federal poverty level.
• Grant Status: These are grants, not loans. You do not pay them back.
• Deadline: The winter application period typically closes in early April (often April 10), so act fast.

Action Plan: 3 Steps to Take Today

1. Run a Search: Go to unclaimedproperty.delaware.gov and search for your name and the names of deceased relatives.
2. Check Your Property Tax Credit: If you are over 65, ensure you have applied for the Senior School Property Tax Credit before the April 30 deadline to lock in the new $1,000 benefit.
3. Forward to Family: If you have parents or grandparents in Delaware, send them this guide. The property tax credit increase is new, and many seniors are unaware they can now save double.